CA Expertise.Midwest Prices.
A year-round CPA partner for California business owners. Tax strategy, outsourced accounting, and fractional CFO support without the coastal-firm overhead.
Cincinnati-based CPAs serving California businesses since 2005. Members of the AICPA, OSCPA, and AICTP.
Why a Cincinnati CPA for a
California business?
Cincinnati CPA rates run 30 to 50 percent under coastal rates with the same credentials and, in most cases, more attention. We are not a thousand-client mill.
You get a CPA who knows your name, returns your calls, and looks at your numbers more than once a year. Our partners review every client engagement personally.
California businesses come to us because their last firm was billing $500 an hour for a junior associate to format a P&L. We think you deserve better.
What you get
every month of the year
Tax Strategy & Preparation
Quarterly planning, entity structure reviews, and proactive moves before December 31. Filing is included, not billed separately. Our average client cuts their effective tax rate by 8 to 12 points in year one.
Learn more →Outsourced Bookkeeping
Monthly books closed by the 15th. A dedicated accountant in QuickBooks or Xero, bank reconciliations, 1099 prep, and clean financials you can hand to a bank or buyer. Starts at $400 per month.
Learn more →Fractional CFO
KPI dashboards, 13-week cash flow forecasts, budget vs. actual analysis, and monthly senior-level meetings. For owners who need a finance leader without a full-time hire. Starts at $2,500 per month.
Learn more →Built for
California business types
We work with owners and high earners across multiple states and industries.
Multi-state operating businesses
Sales tax, payroll, and income tax filings across state lines. We handle nexus questions and the entity structures that hold up under audit.
Tech and agency owners with remote teams
SaaS revenue recognition, contractor versus employee questions, and equity comp planning for founders and key hires.
High-W2 executives with RSU and equity comp
RSU withholding shortfalls, AMT exposure, ISO planning, and quarterly estimated payments tuned to vest schedules.
Service businesses scaling past $1M
Entity restructuring, owner compensation strategy, and retirement plan design built around real cash flow.
We are honest about scope. We know multi-state filings, we know the entity structures that work in CA, and we partner with local CA tax attorneys when state-specific work calls for one.
No coastal rates.
No padded hours.
Flat monthly fees. No hourly billing surprises. No padded invoices. Most clients save more on taxes than the entire engagement costs in year one.
We already work with business owners across California. Happy to put you in touch with one as a reference on your consult call.
What this looks like
for real clients
Tech Executive Saves $265K
A Salesforce executive earning $849K in salary and RSUs faced a 42.2% effective tax rate. Strategic investment and equity comp planning dropped it to 10.9%.
Read the full case →Cardiologist Saves $332K
A 1099 physician earning over $1M faced a 37.7% effective tax rate. A tax-efficient business investment dropped the bill from $377K to $44K.
Read the full case →These results reflect each client's specific financial situation and are not typical of every engagement.
Ready to see what CA expertise at Midwest prices looks like for your business?
Book a free 30-minute consult. No pressure, no obligation, no sales pitch. You talk to a CPA, not a salesperson.
Kruse & Crawford CPAs
120 E 8th St, Suite 200
Cincinnati, OH 45202