Terms & Conditions

Welcome to the Kruse & Crawford CPAs website. By accessing or using our website, you agree to be bound by these Terms and Conditions. Please read them carefully before using our site or services.

1. Acceptance of Terms

By accessing this website, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions and our Privacy Policy. If you do not agree to these terms, please do not use this website. We reserve the right to modify these terms at any time, and your continued use of the website following any changes constitutes acceptance of those changes.

2. Description of Services

Kruse & Crawford CPAs provides accounting, tax planning, tax preparation, business advisory, and related professional services. The information provided on this website is for general informational purposes only and does not constitute professional advice. Specific advice should be sought from a qualified professional based on your individual circumstances.

3. Website Use

You agree to use this website only for lawful purposes and in a manner that does not:

• Violate any applicable local, state, national, or international law
• Infringe on the rights of others
• Interfere with the operation of the website
• Attempt to gain unauthorized access to any portion of the website
• Transmit any harmful code, viruses, or malicious software
• Collect or harvest information about other users
• Engage in any activity that could damage, disable, or impair the website

4. Intellectual Property

All content on this website, including but not limited to text, graphics, logos, images, and software, is the property of Kruse & Crawford CPAs or its content suppliers and is protected by United States and international copyright, trademark, and other intellectual property laws. You may not reproduce, distribute, modify, or create derivative works from any content without our express written permission.

5. Disclaimer of Warranties

THIS WEBSITE AND ITS CONTENT ARE PROVIDED "AS IS" AND "AS AVAILABLE" WITHOUT ANY WARRANTIES OF ANY KIND, EXPRESS OR IMPLIED. WE DISCLAIM ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT. WE DO NOT WARRANT THAT THE WEBSITE WILL BE UNINTERRUPTED, ERROR-FREE, OR FREE OF VIRUSES OR OTHER HARMFUL COMPONENTS.

6. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, KRUSE & CRAWFORD CPAS SHALL NOT BE LIABLE FOR ANY INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES ARISING OUT OF OR RELATED TO YOUR USE OF THIS WEBSITE, REGARDLESS OF WHETHER SUCH DAMAGES ARE BASED ON CONTRACT, TORT, STRICT LIABILITY, OR ANY OTHER THEORY. OUR TOTAL LIABILITY SHALL NOT EXCEED THE AMOUNT YOU PAID, IF ANY, FOR ACCESSING THIS WEBSITE.

7. Indemnification

You agree to indemnify, defend, and hold harmless Kruse & Crawford CPAs, its partners, employees, and agents from and against any claims, liabilities, damages, losses, costs, or expenses (including reasonable attorneys' fees) arising out of or related to your use of this website, your violation of these Terms and Conditions, or your violation of any rights of a third party.

8. SMS/Text Messaging

Kruse & Crawford CPAs may offer SMS/text messaging to provide appointment reminders, service updates, tax deadline notifications, and other communications related to our professional services. By opting in to our SMS program, you agree to the following terms:

• SMS Use Cases: Text messages may include appointment reminders, tax filing deadline alerts, document request notifications, service updates, and other communications related to your account and our professional services.
• Message Frequency: Message frequency varies based on your account activity and the services you receive. You may receive up to 4 messages per month.
• Opt-Out: You may opt out of receiving text messages at any time by replying STOP to any message. After opting out, you will receive a one-time confirmation message and will no longer receive SMS messages from us. For assistance, reply HELP or contact us at (513) 381-2345.
• Message and Data Rates: Message and data rates may apply. Check with your mobile carrier for details about your messaging plan.
• Carrier Liability: Carriers (AT&T, T-Mobile, Verizon, etc.) are not liable for delayed or undelivered messages. Kruse & Crawford CPAs is not responsible for messages that are not delivered due to carrier issues, device incompatibility, or other factors outside our control.
• Age Restriction: You must be at least 18 years of age to opt in to and use our SMS messaging services.

For questions about our SMS program, contact us at (513) 381-2345 or info@kruseandcrawford.com. For full details on how we handle your mobile information, see our Privacy Policy.

9. Professional Services

Professional services provided by Kruse & Crawford CPAs are governed by separate engagement letters and agreements. These Terms and Conditions apply to your use of this website and do not supersede any written agreement you may have with us regarding professional services.

The information on this website does not constitute tax, legal, or accounting advice. Tax laws and regulations are complex and subject to change. You should consult with a qualified professional regarding your specific situation before taking any action based on information found on this website.

10. Governing Law

These Terms and Conditions shall be governed by and construed in accordance with the laws of the State of Ohio, without regard to its conflict of law provisions. Any dispute arising under these terms shall be resolved exclusively in the state or federal courts located in Hamilton County, Ohio.

11. Changes to Terms

We reserve the right to modify these Terms and Conditions at any time. Changes will be effective immediately upon posting to this website. The "Last updated" date at the top of this page indicates when these terms were last revised. Your continued use of the website after any changes constitutes acceptance of the revised terms.

12. Contact Information

If you have questions about these Terms and Conditions, please contact us: